{"id":11015,"date":"2023-07-17T06:10:34","date_gmt":"2023-07-17T04:10:34","guid":{"rendered":"https:\/\/www.auditsi.eu\/?p=11015"},"modified":"2023-07-09T22:54:46","modified_gmt":"2023-07-09T20:54:46","slug":"cartographie-des-risques-2023","status":"publish","type":"post","link":"https:\/\/www.auditsi.eu\/?p=11015","title":{"rendered":"Cartographie des risques 2023"},"content":{"rendered":"<p style=\"text-align: justify;\">La profession de l\u2019assurance et de la r\u00e9assurance a r\u00e9alis\u00e9 sa cartographie annuelle des risques. Ce barom\u00e8tre a \u00e9t\u00e9 \u00e9labor\u00e9 par la Commission Analyse des Risques de France Assureurs. Pour chaque risque identifi\u00e9 et r\u00e9parti en six cat\u00e9gories (\u00e9conomiques, environnementaux, soci\u00e9taux, technologiques, politiques et r\u00e8glementaires), ils ont donn\u00e9 leur appr\u00e9ciation de la probabilit\u00e9 d\u2019occurrence et de l\u2019impact potentiel \u00e0 moyen terme.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-11016\" src=\"https:\/\/www.auditsi.eu\/wp-content\/uploads\/2023\/02\/Assurance-2023.png\" alt=\"Assurance 2023\" width=\"602\" height=\"785\" srcset=\"https:\/\/www.auditsi.eu\/wp-content\/uploads\/2023\/02\/Assurance-2023.png 602w, https:\/\/www.auditsi.eu\/wp-content\/uploads\/2023\/02\/Assurance-2023-230x300.png 230w\" sizes=\"auto, (max-width: 602px) 100vw, 602px\" \/><\/p>\n<p style=\"text-align: justify;\">\u00c0 horizon 5 ans, les cyberattaques, le d\u00e9r\u00e8glement climatique et l\u2019environnement \u00e9conomique sont les <strong>trois principales menace<\/strong>s signal\u00e9es par la profession.<\/p>\n<p style=\"text-align: justify;\">Le risque de <strong>cyberattaques<\/strong> se maintient en t\u00eate du classement des risques pour les entreprises d\u2019assurance et de r\u00e9assurance. Ce risque occupe cette position depuis la premi\u00e8re \u00e9dition de la Cartographie. Cependant, son score recule l\u00e9g\u00e8rement, aussi bien en fr\u00e9quence qu\u2019en s\u00e9v\u00e9rit\u00e9, illustrant la mise en application dans la majorit\u00e9 des entreprises d&#8217;assurance et des grandes entreprises de mesures et protocoles stricts visant \u00e0 renforcer la s\u00e9curit\u00e9 des syst\u00e8mes d&#8217;informations.<\/p>\n<p style=\"text-align: justify;\">Le risque de <strong>d\u00e9r\u00e8glement climatique<\/strong> conserve sa 2\u00e8me place. 2022 a \u00e9t\u00e9 une ann\u00e9e particuli\u00e8rement frapp\u00e9e par les \u00e9v\u00e8nements climatiques, avec la r\u00e9p\u00e9tition d\u2019\u00e9pisodes massifs de gr\u00eales, de temp\u00eates, d\u2019incendies et aussi une s\u00e9cheresse qui pourrait \u00eatre la plus importante que la profession ait jamais enregistr\u00e9e. La relative stabilit\u00e9 du score par rapport \u00e0 l\u2019ann\u00e9e derni\u00e8re met en exergue le caract\u00e8re d\u00e9sormais presque structurel de ce risque qui s\u2019installe comme l\u2019une des principales pr\u00e9occupations de la profession de l\u2019assurance.<\/p>\n<p style=\"text-align: justify;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-11017\" src=\"https:\/\/www.auditsi.eu\/wp-content\/uploads\/2023\/02\/Classement-risques-2023.png\" alt=\"Classement risques 2023\" width=\"1073\" height=\"396\" srcset=\"https:\/\/www.auditsi.eu\/wp-content\/uploads\/2023\/02\/Classement-risques-2023.png 1073w, https:\/\/www.auditsi.eu\/wp-content\/uploads\/2023\/02\/Classement-risques-2023-300x111.png 300w, https:\/\/www.auditsi.eu\/wp-content\/uploads\/2023\/02\/Classement-risques-2023-1024x378.png 1024w, https:\/\/www.auditsi.eu\/wp-content\/uploads\/2023\/02\/Classement-risques-2023-768x283.png 768w, https:\/\/www.auditsi.eu\/wp-content\/uploads\/2023\/02\/Classement-risques-2023-730x269.png 730w\" sizes=\"auto, (max-width: 1073px) 100vw, 1073px\" \/><\/p>\n<p style=\"text-align: justify;\">Cette cartographie donne une id\u00e9e des enjeux actuels et \u00e0 venir auxquels les entreprises (et la soci\u00e9t\u00e9 dans son ensemble) doivent se pr\u00e9parer d\u00e8s aujourd\u2019hui pour maintenir leurs activit\u00e9s dans un environnement de plus en plus incertain.<\/p>\n<p style=\"text-align: justify;\">La cartographie est t\u00e9l\u00e9chargeable ci-apr\u00e8s et sur le&nbsp;<a href=\"https:\/\/www.franceassureurs.fr\/espace-presse\/les-communiques-de-presse\/6e-cartographie-prospective\/\" target=\"_blank\" rel=\"noopener\">site de France Assureurs<\/a>.<\/p>\n<div id=\"sconnect-is-installed\" style=\"display: none;\">2.13.0.0<\/div>\n<div id=\"sconnect-is-installed\" style=\"display: none;\">2.13.0.0<\/div>\n<div style=\"padding-bottom:20px; padding-top:10px;\" class=\"hupso-share-buttons\"><!-- Hupso Share Buttons - https:\/\/www.hupso.com\/share\/ --><a class=\"hupso_counters\" href=\"https:\/\/www.hupso.com\/share\/\"><img decoding=\"async\" src=\"https:\/\/static.hupso.com\/share\/buttons\/lang\/fr\/share-small.png\" style=\"border:0px; padding-top:2px; float:left;\" alt=\"Share Button\"\/><\/a><script type=\"text\/javascript\">var hupso_services_c=new Array(\"twitter\",\"facebook_like\",\"facebook_send\",\"email\",\"print\",\"linkedin\");var hupso_counters_lang = \"fr_FR\";var hupso_image_folder_url = \"\";var hupso_twitter_via=\"BenoitRiviere14\";var hupso_url_c=\"\";var hupso_title_c=\"Cartographie%20des%20risques%202023\";<\/script><script type=\"text\/javascript\" src=\"https:\/\/static.hupso.com\/share\/js\/counters.js\"><\/script><!-- Hupso Share Buttons --><\/div>","protected":false},"excerpt":{"rendered":"<p>La profession de l\u2019assurance et de la r\u00e9assurance a r\u00e9alis\u00e9 sa cartographie annuelle des risques. Ce barom\u00e8tre a \u00e9t\u00e9 \u00e9labor\u00e9 par la Commission Analyse des Risques de France Assureurs. Pour chaque risque identifi\u00e9 et r\u00e9parti en six cat\u00e9gories (\u00e9conomiques, environnementaux, soci\u00e9taux, technologiques, politiques et r\u00e8glementaires), ils ont donn\u00e9 leur appr\u00e9ciation de la probabilit\u00e9 d\u2019occurrence et &#8230;<\/p>\n<p><a href=\"https:\/\/www.auditsi.eu\/?p=11015\" class=\"more-link\">Continue reading &lsquo;Cartographie des risques 2023&rsquo; &raquo;<\/a><\/p>\n<div style=\"padding-bottom:20px; padding-top:10px;\" class=\"hupso-share-buttons\"><!-- Hupso Share Buttons - https:\/\/www.hupso.com\/share\/ --><a class=\"hupso_counters\" href=\"https:\/\/www.hupso.com\/share\/\"><img src=\"https:\/\/static.hupso.com\/share\/buttons\/lang\/fr\/share-small.png\" style=\"border:0px; padding-top:2px; float:left;\" alt=\"Share Button\"\/><\/a><script type=\"text\/javascript\">var hupso_services_c=new Array(\"twitter\",\"facebook_like\",\"facebook_send\",\"email\",\"print\",\"linkedin\");var hupso_counters_lang = \"fr_FR\";var hupso_image_folder_url = \"\";var hupso_twitter_via=\"BenoitRiviere14\";var hupso_url_c=\"\";var hupso_title_c=\"Cartographie%20des%20risques%202023\";<\/script><script type=\"text\/javascript\" src=\"https:\/\/static.hupso.com\/share\/js\/counters.js\"><\/script><!-- Hupso Share Buttons --><\/div>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"ngg_post_thumbnail":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[551,29],"tags":[2654,1893,47,737,2652,2655,2651,2653,2656,2657,2660,2661,2658,2659,1628],"class_list":["post-11015","post","type-post","status-publish","format-standard","hentry","category-approche-par-les-risques","category-livres-ouvrages","tag-assurance","tag-cartographie-des-risques","tag-crise-economique","tag-cyber-attaque","tag-dereglement-climatique","tag-reassurance","tag-risque-epidemique","tag-risque-systemique","tag-risques-economiques","tag-risques-environnementaux","tag-risques-politiques","tag-risques-reglementaires","tag-risques-societaux","tag-risques-technologiques","tag-securite-informatique"],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_likes_enabled":false,"_links":{"self":[{"href":"https:\/\/www.auditsi.eu\/index.php?rest_route=\/wp\/v2\/posts\/11015","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.auditsi.eu\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.auditsi.eu\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.auditsi.eu\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.auditsi.eu\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=11015"}],"version-history":[{"count":3,"href":"https:\/\/www.auditsi.eu\/index.php?rest_route=\/wp\/v2\/posts\/11015\/revisions"}],"predecessor-version":[{"id":11019,"href":"https:\/\/www.auditsi.eu\/index.php?rest_route=\/wp\/v2\/posts\/11015\/revisions\/11019"}],"wp:attachment":[{"href":"https:\/\/www.auditsi.eu\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=11015"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.auditsi.eu\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=11015"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.auditsi.eu\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=11015"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}