{"id":10177,"date":"2022-07-04T06:33:25","date_gmt":"2022-07-04T04:33:25","guid":{"rendered":"https:\/\/www.auditsi.eu\/?p=10177"},"modified":"2022-04-09T12:36:55","modified_gmt":"2022-04-09T10:36:55","slug":"cartographie-des-risques-2022","status":"publish","type":"post","link":"https:\/\/www.auditsi.eu\/?p=10177","title":{"rendered":"Cartographie des risques 2022"},"content":{"rendered":"<p style=\"text-align: justify;\">La profession de l\u2019assurance et de la r\u00e9assurance a r\u00e9alis\u00e9 sa <strong>cinqui\u00e8me cartographie des risques<\/strong>. Ce barom\u00e8tre a \u00e9t\u00e9 \u00e9labor\u00e9 par la Commission Analyse des Risques de France Assureurs en interrogeant, fin 2021, les directeurs m\u00e9tiers (assurance de biens, assurance de personnes, finance et investissement, r\u00e9assurance) et les directeurs des risques de la profession. Pour chaque risque identifi\u00e9 et r\u00e9parti en six cat\u00e9gories (<strong>\u00e9conomiques, environnementaux, soci\u00e9taux, technologiques, politiques et r\u00e8glementaires<\/strong>), ils ont donn\u00e9 leur appr\u00e9ciation de la <strong>probabilit\u00e9 d\u2019occurrence<\/strong> et de l\u2019<strong>impact potentiel<\/strong> \u00e0 moyen terme.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-10179\" src=\"https:\/\/www.auditsi.eu\/wp-content\/uploads\/2022\/04\/Cartographie-risques-2022.png\" alt=\"Cartographie risques 2022\" width=\"564\" height=\"747\" srcset=\"https:\/\/www.auditsi.eu\/wp-content\/uploads\/2022\/04\/Cartographie-risques-2022.png 564w, https:\/\/www.auditsi.eu\/wp-content\/uploads\/2022\/04\/Cartographie-risques-2022-227x300.png 227w\" sizes=\"auto, (max-width: 564px) 100vw, 564px\" \/><\/p>\n<p>Ils ont \u00e9galement signal\u00e9 les principaux d\u00e9fis de la profession. 86 dirigeants de la profession ont particip\u00e9 \u00e0 l\u2019\u00e9dition 2022 de la cartographie des risques. Ils appartiennent \u00e0 des groupes et soci\u00e9t\u00e9s<br \/>\nrepr\u00e9sentant 97\u2009% des placements du secteur en France.<\/p>\n<div id=\"attachment_10178\" style=\"width: 960px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-10178\" class=\"size-full wp-image-10178\" src=\"https:\/\/www.auditsi.eu\/wp-content\/uploads\/2022\/04\/Classement-risques-2022.png\" alt=\"Evolution du classement des risques\" width=\"950\" height=\"560\" srcset=\"https:\/\/www.auditsi.eu\/wp-content\/uploads\/2022\/04\/Classement-risques-2022.png 950w, https:\/\/www.auditsi.eu\/wp-content\/uploads\/2022\/04\/Classement-risques-2022-300x177.png 300w, https:\/\/www.auditsi.eu\/wp-content\/uploads\/2022\/04\/Classement-risques-2022-768x453.png 768w, https:\/\/www.auditsi.eu\/wp-content\/uploads\/2022\/04\/Classement-risques-2022-730x430.png 730w\" sizes=\"auto, (max-width: 950px) 100vw, 950px\" \/><p id=\"caption-attachment-10178\" class=\"wp-caption-text\">Evolution du classement des risques<\/p><\/div>\n<p style=\"text-align: justify;\">\u00c0 horizon 5 ans, le <strong>principal risque demeure les cyberattaques<\/strong> majeures, suivi par les <strong>risques climatiques<\/strong>.<\/p>\n<p style=\"text-align: justify;\">Trois th\u00e9matiques centralisent particuli\u00e8\u0002rement les inqui\u00e9tudes de la profession\u2009: les <strong>risques technologiques, environnementaux et r\u00e8glementaires<\/strong>. L\u2019ann\u00e9e 2021 a \u00e9t\u00e9 marqu\u00e9e par la multiplication des attaques contre des <strong>cibles \u00e9conomiquement et politiquement strat\u00e9giques<\/strong>. Cette situation contribue au maintien du risque de cyberattaques majeures (4,5\u2009; 4,3) en t\u00eate du classement des risques pour les soci\u00e9t\u00e9s d\u2019assurance et de r\u00e9assurance. Ce risque occupe cette position depuis la premi\u00e8re \u00e9dition de la cartographie et de fa\u00e7on unanime parmi les diff\u00e9rents coll\u00e8ges de dirigeants consult\u00e9s. Les 2\u00e8me et 3\u00e8me positions sont occup\u00e9es par le risque de d\u00e9r\u00e8glement climatique (4,0\u2009; 3,9) qui progresse de deux places, et par le <strong>risque de catastrophes naturelles exceptionnelles<\/strong> (3,4\u2009; 4,1), nouveau risque qui int\u00e8gre le classement directement \u00e0 la 3e place. Ils illustrent la gravit\u00e9 des ph\u00e9nom\u00e8nes climatiques qui s\u2019accro\u00eet au fil du temps depuis plusieurs ann\u00e9es. Ces enjeux sont \u00e9galement en hausse par rapport \u00e0 la derni\u00e8re cartographie pr\u00e9-crise sanitaire.<\/p>\n<p style=\"text-align: justify;\">Cette cartographie donne une id\u00e9e des enjeux actuels et \u00e0 venir auxquels les entreprises (et la soci\u00e9t\u00e9 dans son ensemble) doivent se pr\u00e9parer d\u00e8s aujourd&#8217;hui pour maintenir leurs activit\u00e9s dans un environnement de plus en plus incertain.<\/p>\n<p style=\"text-align: justify;\">La cartographie est t\u00e9l\u00e9chargeable ci-apr\u00e8s et sur le <a href=\"https:\/\/www.franceassureurs.fr\/nos-positions\/lassurance-qui-protege\/cartographie-prospective-risques-2022\/\" target=\"_blank\" rel=\"noopener\">site de France Assureurs<\/a>.<\/p>\n<div id=\"sconnect-is-installed\" style=\"display: none;\">2.13.0.0<\/div>\n<div id=\"sconnect-is-installed\" style=\"display: none;\">2.13.0.0<\/div>\n<div id=\"sconnect-is-installed\" style=\"display: none;\">2.13.0.0<\/div>\n<div id=\"sconnect-is-installed\" style=\"display: none;\">2.13.0.0<\/div>\n<div style=\"padding-bottom:20px; padding-top:10px;\" class=\"hupso-share-buttons\"><!-- Hupso Share Buttons - https:\/\/www.hupso.com\/share\/ --><a class=\"hupso_counters\" href=\"https:\/\/www.hupso.com\/share\/\"><img decoding=\"async\" src=\"https:\/\/static.hupso.com\/share\/buttons\/lang\/fr\/share-small.png\" style=\"border:0px; padding-top:2px; float:left;\" alt=\"Share Button\"\/><\/a><script type=\"text\/javascript\">var hupso_services_c=new Array(\"twitter\",\"facebook_like\",\"facebook_send\",\"email\",\"print\",\"linkedin\");var hupso_counters_lang = \"fr_FR\";var hupso_image_folder_url = \"\";var hupso_twitter_via=\"BenoitRiviere14\";var hupso_url_c=\"\";var hupso_title_c=\"Cartographie%20des%20risques%202022\";<\/script><script type=\"text\/javascript\" src=\"https:\/\/static.hupso.com\/share\/js\/counters.js\"><\/script><!-- Hupso Share Buttons --><\/div>","protected":false},"excerpt":{"rendered":"<p>La profession de l\u2019assurance et de la r\u00e9assurance a r\u00e9alis\u00e9 sa cinqui\u00e8me cartographie des risques. Ce barom\u00e8tre a \u00e9t\u00e9 \u00e9labor\u00e9 par la Commission Analyse des Risques de France Assureurs en interrogeant, fin 2021, les directeurs m\u00e9tiers (assurance de biens, assurance de personnes, finance et investissement, r\u00e9assurance) et les directeurs des risques de la profession. Pour &#8230;<\/p>\n<p><a href=\"https:\/\/www.auditsi.eu\/?p=10177\" class=\"more-link\">Continue reading &lsquo;Cartographie des risques 2022&rsquo; &raquo;<\/a><\/p>\n<div style=\"padding-bottom:20px; padding-top:10px;\" class=\"hupso-share-buttons\"><!-- Hupso Share Buttons - https:\/\/www.hupso.com\/share\/ --><a class=\"hupso_counters\" href=\"https:\/\/www.hupso.com\/share\/\"><img src=\"https:\/\/static.hupso.com\/share\/buttons\/lang\/fr\/share-small.png\" style=\"border:0px; padding-top:2px; float:left;\" alt=\"Share Button\"\/><\/a><script type=\"text\/javascript\">var hupso_services_c=new Array(\"twitter\",\"facebook_like\",\"facebook_send\",\"email\",\"print\",\"linkedin\");var hupso_counters_lang = \"fr_FR\";var hupso_image_folder_url = \"\";var hupso_twitter_via=\"BenoitRiviere14\";var hupso_url_c=\"\";var hupso_title_c=\"Cartographie%20des%20risques%202022\";<\/script><script type=\"text\/javascript\" src=\"https:\/\/static.hupso.com\/share\/js\/counters.js\"><\/script><!-- Hupso Share Buttons --><\/div>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"ngg_post_thumbnail":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[551,29],"tags":[2654,1893,47,737,2652,2655,2651,2653,2656,2657,2660,2661,2658,2659],"class_list":["post-10177","post","type-post","status-publish","format-standard","hentry","category-approche-par-les-risques","category-livres-ouvrages","tag-assurance","tag-cartographie-des-risques","tag-crise-economique","tag-cyber-attaque","tag-dereglement-climatique","tag-reassurance","tag-risque-epidemique","tag-risque-systemique","tag-risques-economiques","tag-risques-environnementaux","tag-risques-politiques","tag-risques-reglementaires","tag-risques-societaux","tag-risques-technologiques"],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_likes_enabled":false,"_links":{"self":[{"href":"https:\/\/www.auditsi.eu\/index.php?rest_route=\/wp\/v2\/posts\/10177","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.auditsi.eu\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.auditsi.eu\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.auditsi.eu\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.auditsi.eu\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10177"}],"version-history":[{"count":5,"href":"https:\/\/www.auditsi.eu\/index.php?rest_route=\/wp\/v2\/posts\/10177\/revisions"}],"predecessor-version":[{"id":10200,"href":"https:\/\/www.auditsi.eu\/index.php?rest_route=\/wp\/v2\/posts\/10177\/revisions\/10200"}],"wp:attachment":[{"href":"https:\/\/www.auditsi.eu\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10177"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.auditsi.eu\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=10177"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.auditsi.eu\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=10177"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}